Capital

This is the main issue for new house purchaser to get their first house. They always claim how to buy if the down-payment itself can cost almost RM 100,000 and hundreds of excuses will be thrown to whoever advising them to buy the first house.
 

So, are we agreed with all these new purchasers? If yes, then I have to further give reasoning to eliminate similar excuses related to high down-payment. Why am  saying so? It's simple because whichever stopping factor can listed out so that can be resolved one-by-one. Firstly, why the purchaser need this amount of money as the down-payment? What could be the price of the property or house he's/she's going to buy? How to develop the capital for down-payment? Is he/she eligible for the loan with the selected property?
 

Let us discuss on the amount which is RM 100,000 and he/she needs this amount? Any idea? Yes! At least 10% from the selling price has to be paid as down-payment if no rebate or discount is given by developer or the owner. Why not the purchaser looking for some units which giving some discount especially rebate for the down-payment by allowing us to pay only booking which varies between RM 1,000 - RM 10,000. Furthermore, why this purchaser(s) are looking for property something his/her dream house? Would it be good to purchase whichever can give us back some money to create positive cash-flow, wouldn't be?